FAQs

Phisician Frequently Asked Questions

Speetar™ is a comprehensive telemedicine platform that seeks to establish an innovative regional, multidisciplinary healthcare network, integrating more than 15 types of medical specialties, serving patient populations throughout the Middle East and North Africa.

Speetar’s on a mission to bring unparalleled, timely access to quality healthcare, as needed, creating huge cost savings and efficiency in allocating resources. The built-in healthcare management system will provide cloud based electronic medical recording, doctor-patient scheduling, real time identity verification, billing and video conferencing, all in one end to end solution. This is all based on a subscription model where healthcare providers are compensated for their service to ensure long term sustainability and achieve scale.

At Speetar we have a mission to make quality healthcare the most accessible it has ever been, by leveraging technology, to break down the economic, social and geographic barriers that too often limit the choices patients have when seeking quality healthcare. The primary emphasis is on remote and underserved patient populations.

In August 2019, we launched the close-beta stage in Libya, with a target population of 3000 constituting Speetar’s community of early-users, distributed throughout the east, west, and south of Libya. The work on the ground is managed by a team of 15 local doctors, logistics officers and client support managers. We are dedicated to fulfilling our mission of empowering physicians and giving every Libyan the opportunity to live a healthier life.

Contact Information:

Stream Business Incubator. Wesyet bdiri, Tripoli, 00218, LY
Phone: +218(92) 699-7048, +1 857 228 4707 (WhatsApp)
Email:info@speetar.com

General Questions

Who can use Speetar?

Based on our recent partnership with Libyan Ministry of Health, currently Speetar services ONLY patients located in Libya (above the age of 16) who have access to a personal computer or smartphone with internet connection. Whether they’re insured or uninsured and regardless of having an existing relationship with a provider or not.

Do I need to create an account to use Speetar?

Yes, you do need to create an account before you can communicate with a patient. The account creation process is simple and takes just a few moments. We recommend you set up your account now so you’re ready to receive patient appointment requests as soon as possible.

How do you onboard healthcare providers?

Each of our providers goes through a rigorous selection and verification process to become part of the Speetar Physician Network. Subsequently, each medical doctor, psychologist, psychiatrist, and medical assistant is monitored through a carefully designed Quality Assurance/Quality Improvement Process.

The initial onboarding process involves a thorough review of the provider’s clinical experience, training, licensure and questionnaire, they may also be interviewed by our Medical Leadership at Speetar.

Is your service satisfaction guaranteed?

Yes! Our service couldn't exist without happy customers. If you are unhappy with our service, for whatever reason, do not hesitate to contact our User Support team at info@speetar.com

Can physicians prescribe medication?

Yes. Physicians on Speetar are able to prescribe a wide range of medications when clinically appropriate and in accordance with the patient’s country/state laws. Physicians will often prescribe medications for common conditions such as infections, allergies, skin conditions, travel or sports injuries.

Please note that physicians on Speetar do not prescribe narcotics and other controlled substances, or medications that require administration by healthcare professionals. Patients are directed to contact their prescribing provider for controlled substance refills. All other medications may be prescribed at the discretion of the physician.

If you have any questions about how and when to use Speetar please email info@speetar.com or call our support team at +218(92) 699-7048.

Can physicians order labs?

Yes. During the visit, if the physicians thinks a lab test would be beneficial for the patient, they have the ability to order a lab test. The patient will simply visit the lab location, have the test run, and the results will be uploaded to the patient’s Speetar health record within ten business days.

How is my personal information and medical history stored? Is it safe?

Your privacy and safety is our priority. Your information is stored on our encrypted servers inside encrypted databases. Only strong-encryption API's may access the data via our mobile application. Our systems and servers have been carefully designed to meet HIPAA, NIST and ISO security standards.

What health conditions are suitable for a Speetar virtual visit?

Speetar providers can assess, diagnose and address many minor urgent care concerns including:
Cough, allergies and sinus infections

Cold and flu-like symptoms
Ear pain
Low back pain
Joint pain
Pinkeye & stye
Bladder infection
Gastrointestinal issues

Cold and flu-like symptoms
Ear pain
Burn & sunburn
Yeast infection
Breast infection and lactation issues.
General wellness need

Also, patients can receive second opinion and counseling regarding:

Chronic condition management (eg. diabetes and hypertension)
Medication adjustments
Reviewing abnormal labs or imaging
Postoperative follow-up
Behavioural health concerns
Cancer care

If patient is experiencing a medical emergency, should be directed to contact local emergency services immediately.

Will physicians be reimbursed for a Speetar Virtual visit?

Currently, Speetar is in pilot phase, because we are testing our workflows and ensuring high quality standards are met, accordingly, patients are not being charged for their first 3 virtual visits. We encourage physicians to support our initiative by providing at least 5 pro bono virtual visits. After which payment systems will be activated and physicians will be fully compensated for their service through our payment collection portal.

Will the patient virtual visit be covered by insurance?

Yes, depending on the insurance plan and subscription package for each patient. To learn more please email info@speetar.com or call +218(92) 699-7048.

What equipment do I need to use Speetar on my computer?

Since virtual visit use video and audio, you must have a webcam and microphone installed. Before the visit, you will have the opportunity to test your Internet connection, video, webcam, microphone and speaker capabilities using the built-in System Check.

If using an external webcam and microphone:
Ensure that your webcam is plugged in and all accompanying software is installed. Plug your microphone into the appropriate port on your computer and ensure that it is enabled in the control panel of your operating system.

For the best experience when using Speetar on the web, high-speed broadband Internet access (e.g., cable, DSL) is recommended. A minimum bandwidth of 0.5 Mb/s upload/download is required. However, bandwidth of 3 Mb/s is recommended for optimal experience.

For the best video quality, connect via a “wired” internet connection.

You will also need to ensure that both JavaScript and Cookies are enabled in your browser settings.

What browsers and/or operating systems are supported?

Supported Browsers:

Google Chrome (latest version recommended; one version prior supported)
Mozilla Firefox (latest version recommended; one version prior supported)
Microsoft Internet Explorer (PC ONLY: minimum v9.0; maximum v11)
Google Chrome (Mac ONLY: latest version recommended; one version prior supported)

Supported Operating Systems:

Windows: 7, 8, and 10
Mac: OS X 10.6 “Snow Leopard” or later (Intel CPUs only)

NOTE: Linux OS (including Chromebook devices) are not supported

Hardware/Software Requirements:

Adobe Flash Plug-In v10.1 or greater installed
Firefox users must have the latest version of Flash installed
Adobe Reader 7 or greater installed
USB or built-in webcam
Audio (to minimize feedback use headphones, or a headset with a built-in microphone)

Can I talk to my patients over the phone?

Unfortunately, at this time we are unable to conduct consultations via telephone.

Is there a Speetar Mobile app available for physicians?

Unfortunately, Speetar does not offer a mobile app for physicians at the time. Physicians will need to login the platform using the website application. A mobile app will be available soon.

How do I update my password and other account information?

To reset your password, email or update any other account information visit the "Settings" tab in the app and then select "Account". If you are still having issues please email info@speetar.com or call +1 857 228 4707 (WhatsApp) to speak with a User Support agent..

Speetar, Inc. (“Speetar,” “we” or “us”) values your privacy. Speetar offers a telemedicine platform and Services (the “Services”). This Telehealth Privacy Policy applies to our website https://speetar.com (the “Site”), and mobile applications owned and operated by Speetar. For the purposes of this Disclaimer, "you" and "your" means you as the visitor of the Website.Through our Services participating medical professionals and healthcare staff (“Healthcare Providers” or “Providers”) can provide health care services online to their clients and patients (“Patients”). In this Privacy Policy (“Policy”), we describe how we collect, use, and disclose information that we obtain about visitors to our Site and users of our Services.

By visiting the Site or using our Services, you agree that your personal information will be handled as described in this Policy. Your use of our Site and Services, and any dispute over privacy is subject to this Policy and our Terms of Service, including its applicable limitations on damages and the resolution of disputes. The Speetar Terms of Service are incorporated by reference into this Policy.

Scope of this Web and Mobile Privacy Policy

This Privacy Policy describes the types of Personal Information we collect from visitors of our public Website and our practices for using, maintaining, sharing, and protecting it. It also describes the rights and choices you may have with respect to your Personal Information and how you may contact us.

When using our Websites, you may choose to interact with features from third parties that operate independently from Speetar, such as social media widgets and links to third-party websites. Speetar has no control over and is not responsible for the privacy practices of such third parties. This Privacy Policy does not apply to the extent Speetar does not own or control any linked websites or features you visit or use. We recommend that you familiarize yourself with the privacy practices of those third parties.

This Privacy Policy is not a contract and does not create any contractual rights or obligations.

Types of Personal Information We Collect
How We Collect Personal Information
How We Use Your Personal Information
How We Share Your Personal Information
Social Features
Third Party Websites and Links
Children's Privacy
Security of Personal Information
Retention of Personal Information
International Users
Updating this Privacy Policy
How to Contact Us

TYPES OF PERSONAL INFORMATION WE COLLECT

While using our Website, you may provide us with certain information about you. We or our advertising partners also may automatically collect information through the use of cookies and other tracking technologies. Personal Information that we collect through your use of the Websites may include IP Address, Device ID, and online identifier. We may use that Personal Information and link it to Internet or other electronic network activity information, and we may draw inferences about you from the information we collect. We may also collect your name, title, business contact information, phone number, date of birth, city/state, country, zip code, your health plan, email address or login identification information only if you provide such information directly to us when you begin registration to use a Secure Platform or complete a web form seeking more information.

HOW WE COLLECT PERSONAL INFORMATION

We may collect Personal Information using the following methods:

Directly from you when you provide it to us (such as information you enter into web forms, inquiries, responses, activity on the Website, and during registration to use a Secure Platform).
From third parties, such as analytics and email marketing service providers.
Automatically through tracking technologies such as cookies including over time and across third-party websites or other online services.

"Cookies" are small files that a website stores on a user's computer or device. The Website may use cookies for various purposes, including to keep the information you enter on multiple pages together.

Our Websites may use Google Analytics, a vendor's service that uses cookies, and/or similar technology to collect and store anonymous information about you. You can learn more about Google Analytics' privacy policy and ways to opt out from Google Analytics tracking by visiting Google Analytics' website.

HOW WE USE YOUR INFORMATION

We may use your Personal Information for the following purposes: We may collect Personal Information using the following methods:

Operate, maintain, supervise, administer, and enhance the Website, including monitoring and analyzing the effectiveness of content on the Websites, aggregated site usage data, and other usage of the Websites such as checking your eligibility and assisting you in completing the registration process.
Provide you with a tailored and user-friendly experience as you navigate our Websites.
Promote and market our Website to you.
To complete the activity you specifically asked for, e.g., register on a Secure Platform, obtain more information, or request a demo.
Conduct research on users' demographics, interests, and behavior based upon information provided during use of our Website.
Anonymize and aggregate information for analytics and reporting.
Authenticate use, detect potentially fraudulent use, and otherwise maintain the security of the Websites and the safety of users.
Develop, test, improve, and demonstrate the Website.
Any other purpose with your consent.

HOW WE COLLECT PERSONAL INFORMATION

We may collect Personal Information using the following methods:

Directly from you when you provide it to us (such as information you enter into web forms, inquiries, responses, activity on the Website, and during registration to use a Secure Platform).
From third parties, such as analytics and email marketing service providers.
Automatically through tracking technologies such as cookies including over time and across third-party websites or other online services.

HOW WE SHARE YOUR INFORMATION

We may use your Personal Information for the following purposes: We may share Personal Information with third parties in certain circumstances or for certain purposes, including:

For business purposes. We may share your Personal Information with vendors and service providers, including our data hosting and data storage partners, analytics and advertising providers, technology services and support, and data security. We also may share Personal Information with professional advisors, such as auditors, law firms, and accounting firms. We may disclose your name, email address, date of birth, phone number, and address if you provided it to us via a form on the website or during an incomplete or failed registration to Service Providers.
For business purposes. We may share your Personal Information with vendors and service providers, including our data hosting and data storage partners, analytics and advertising providers, technology services and support, and data security. We also may share Personal Information with professional advisors, such as auditors, law firms, and accounting firms. We may disclose your name, email address, date of birth, phone number, and address if you provided it to us via a form on the website or during an incomplete or failed registration to Service Providers.
With your direction or consent. We may share your Personal Information with third parties if you request or direct us to do so. This includes your use of social media widgets on our Websites.
With affiliates within our corporate group. We may share your Personal Information with any subsidiaries within our corporate group.
Compliance with law. We may share your Personal Information to comply with applicable law or any obligations thereunder, including cooperation with law enforcement, judicial orders, and regulatory inquiries.
In the context of a transaction. We may share your Personal Information connection with an asset sale, merger, bankruptcy, or other business transaction.
For other business reasons. We may share your Personal Information to enforce any applicable Legal Disclaimer, and to ensure the safety and security of the Websites and/or our users.
For advertising. Using cookies, we may disclose Personal Information regarding your activity on our Websites to our advertising partners to optimize marketing. The Personal Information we share f or this purpose is limited to IP address, device ID, and an online identifier. We do not share identifying information such as names, email addresses, phone numbers, or any health information.
We also may disclose de-identified information. Note that if you make any Personal Information publicly available on the Websites, anyone may see and use such information.

SOCIAL FEATURES

Certain features of the Websites permit you to initiate interactions between the Websites and third-party services or platforms, such as social networks ("Social Features"). Social Features include features that allow you to click and access Speetar's pages on certain third-party platforms, such as Facebook, Twitter and LinkedIn as applicable, and from there to "like" or "share" our content on those platforms. Use of Social Features may entail a third party's collection and/or use of your data. If you use Social Features or similar third-party services, the information you post or otherwise make accessible may be publicly displayed by the third-party service you are using. Both Speetar and the third party may have access to information about you and your use of both the Websites and the third-party service.

THIRD PARTY WEBSITES AND LINKS

Our Websites may contain links to other online platforms operated by third parties. We do not control such other online platforms and are not responsible for their content, their privacy policies, or their use of your information. Information you provide on public or semi-public venues, including information you share on third-party social networking platforms (such as Facebook, LinkedIn or Twitter) may also be viewable by other users of the Websites and/or users of those third-party online platforms without limitation as to its use by us or by a third party. Our inclusion of such links does not, by itself, imply any endorsement of the content on such platforms or of their owners or operators except as disclosed on the Websites. We expressly disclaim any and all liability for the actions of third parties, including but without limitation to actions relating to the use and/or disclosure of Personal Information by third parties. Any information submitted by you directly to these third parties is subject to that third party's privacy policy.

CHILDREN'S PRIVACY

Our Websites are not intended for children under 18 years of age, and we do not knowingly collect or sell Personal Information from children under 18. If you are under 18, do not use or provide any information on these Websites or through any of its features. If we learn we have collected or received Personal Information from a child under 18 without verification of parental consent, we will delete it. If you are the parent or guardian of a child under 18 years of age whom you believe might have provided us with their Personal Information, you may contact us using the below information to request that it be deleted.

SECURITY OF PERSONAL INFORMATION

We take steps to secure Personal Information through administrative, technical, and physical safeguards designed to protect against the risk of accidental, unlawful, or unauthorized destruction, loss, alteration, access, disclosure, or use. Unfortunately, we cannot guarantee the security of information transmitted through the Internet, and where we have given you (or where you have chosen) a password, you are responsible for keeping this password confidential.

CHILDREN'S PRIVACY

RETENTION OF PERSONAL INFORMATION

We generally retain records only as long as necessary and as required for our business operations, for archival purposes, and/or to satisfy legal requirements. When determining the appropriate retention period for Personal Information, we take into account various criteria, such as the amount, nature, and sensitivity of the Personal Information; the potential risk of harm from unauthorized use or disclosure; purposes for which we process your Personal Information; whether we can achieve those purposes through other means; and business operations and legal requirements. Because we maintain our Websites to protect from accidental or malicious loss and destruction, residual copies of your Personal Information may be retained in our backup and archival systems for a limited period of time, after which the information will be automatically deleted or put beyond use where deletion is not possible.

INTERNATIONAL USERS

The Websites are controlled and operated by us from the United States and are not intended to subject us to the laws or jurisdiction of any state, country or territory other than that of the United States.

Any information you provide to us through use of our Websites may be stored and processed, transferred between and accessed from the United States and other countries that may not guarantee the same level of protection of personal data as the one in which you reside. However, we will handle your Personal Information in accordance with this Privacy Policy regardless of where your Personal Information is stored/accessed.

UPDATING THIS PRIVACY POLICY

This Privacy Policy may be updated periodically to reflect changes in our privacy practices. It is your responsibility to review the Privacy Policy from time to time to view any such changes.

HOW TO CONTACT US

Should you have any questions about our privacy practices or this Privacy Policy, please email us at team@speetar.com

Terms and Conditions

These Terms and Conditions ("Terms and Conditions") form a legal agreement between Speetar Inc. and you, the individual ("you" and "your") concerning your access to and use of the various services offered through the Website and the Platform. Use of any of the Website or Platform constitutes your acceptance of these Terms and Conditions and the Web and Mobile Privacy Policy.

Speetar, Inc. on its own behalf (collectively referred to as "Speetar", "we", "us", or "our"), Speetar makes certain telehealth-related information available to you and/or facilitates your access to telemedicine and expert medical services ("Speetar Health Services").

By using the Website and/or the Platform, you expressly agree to these Terms and Conditions. If you do not agree to these Terms and Conditions, you should immediately cease all use of and access to all of the Websites and Platforms. Please print a copy of these Terms and Conditions for your records.

Modifications to these terms and conditions

Speetar may in its sole discretion, without prior notice to you, revise these Terms and Conditions at any time. Should these Terms and Conditions change materially, Speetar will update the Effective Date noted above and post a notice regarding the updated Terms and Conditions on the Websites. The amended Terms and Conditions will also appear when the Platforms are accessed by you and you will need to acknowledge your agreement to the amended Terms and Conditions prior to being able to continue to use the Platforms. If you do not agree to the terms of the amended Terms and Conditions, your sole and exclusive remedy is to discontinue your use of the Websites and Platforms and you will be deemed to have terminated these Terms and Conditions. Amended Terms and Conditions will be effective as of the Effective Date unless otherwise stated. By accessing or using the Websites and the Platforms after such changes are posted you agree and consent to all such changes.

Access to the platforms

You may access and use the Platforms via remote access connectivity. Speetar grants you a limited, non-exclusive, non-sublicensable, revocable, non-transferable license to use the Platforms in accordance with these Terms and Conditions. In order to use the Platforms, you will be asked to register an account and create login information, including without limitation, username and passwords. You must safeguard your login information that you use to access the Platforms and you must not disclose this information to anyone. You must immediately notify Speetar of any unauthorized use of your user account or of any other breach of security that you become aware of involving and relating to the Platforms by email to team@speetar.com.

Speetar's role

Speetar is not an insurance provider nor are we a prescription fulfillment warehouse. Speetar's role is limited to making certain telehealth related information available to you and/or facilitate your access to telemedicine and expert medical services. Speetar is independent from healthcare providers who will be providing such telemedicine services to you through the Platform and is not responsible for such healthcare providers' acts, omissions or for any content of the communications made by them. Speetar does not engage in the practice of medicine or provide any other health services.

Your representations and warranties

By registering on the Platforms, you represent and warrant the following: (i) you are at least eighteen (18) years of age, (ii) you have the legal ability and authority to enter into these Terms and Conditions with Speetar, (iii) the information you have provided to Speetar in your registration is accurate and complete, (iv) you will comply with any and all laws applicable to your use of the Websites and Platforms, (v) you will not interfere with a third party's use and enjoyment of the Websites and Platforms, (vi) you will not interfere with or disrupt Speetar's or its vendors' security measures, (vii) if any information you provide to Speetar becomes inaccurate, incomplete or otherwise false or misleading, you will immediately notify Speetar, (viii) you acknowledge that access to the healthcare services provided through the Platforms are not "insured services" under any provincial health plans, (ix) you acknowledge that any fees paid by you or by any other persons on your behalf are not provided in exchange for any undertaking by Speetar or its representatives that such healthcare services will be made available to you, and (x) you are accessing the Websites and Platforms for yourself or a child under the age of eighteen for whom you are the legal guardian.

Termination

If you violate these Terms and Conditions, your ability to use the Websites and/or Platforms will be terminated. Speetar may, in its sole discretion, terminate your access to the Websites and/or Platforms, or any portion thereof, for any reason whatsoever without prior notice. These actions are in addition to any other right or remedy Speetar may have available at law. Further, Speetar shall not be liable to you or any third party for any such termination or discontinuance. You may terminate these Terms and Conditions by ceasing to access and use the Websites and Platforms. Upon any termination of these Terms and Conditions you must immediately cease use of the Websites and Platforms. To the extent permitted by applicable law, the disclaimers, limitations on liability, termination and your warranties and indemnities shall survive any termination of these Terms and Conditions.

Prohibited uses

In using the Websites and Platforms, you agree not to:

Send or otherwise transmit to or through the Websites and Platforms any unlawful, infringing, harmful, harassing, defamatory, threatening, hateful or otherwise objectionable material of any kind, any material that can cause harm or delay to the Websites and Platforms or computers of any kind, and any unsolicited advertising, solicitation or promotional materials;
Misrepresent your identity or affiliation in any way;
Restrict or inhibit any person from using the Websites and Platforms, disclose personal information obtained from the Websites and Platforms or collect information about users of the Websites and Platforms;
Reverse engineer, disassemble or decompile any section or technology on the Websites and Platforms, or attempt to do any of the foregoing;
Gain unauthorized access to the Websites and Platforms, to other users' accounts, names, personally identifiable information or other information, or to other computers or websites connected or linked to the Websites and Platforms;
Launch or use any automated system, including without limitation, "robots," "spiders," or "offline readers," that access the Websites and Platforms in a manner that sends more request messages to our servers in a given period of time than a human can reasonably produce in the same period by using a conventional web browser;
Send or otherwise transmit to or through the Websites and Platforms chain letters, unsolicited messages, so-called "spamming" or "phishing" messages, or messages marketing or advertising goods and services;
Post, transmit or otherwise make available any virus, worm, spyware or any other computer code, file or program that may or is intended to damage or hijack the operation of any hardware, software or telecommunications equipment;
Violate any applicable laws or regulations in any way;
Alter or modify any part of the content or services offered on or through the Websites and Platforms;
Allow any other person to use the Platforms with your registration or login information;
Breach or otherwise circumvent Speetar's security or authentication measures; and
Assist or permit any persons in engaging in any of the activities described above.

Intellectual property rights and content

Speetar is the sole and exclusive owner of the Websites and Platforms, including any and all copyright, patent, trademark, trade secret and other ownership and intellectual property rights, in and to the Websites and Platforms and any related materials and documentation. No title or ownership of the Websites and Platforms or any portion thereof is transferred to you hereunder. Speetar reserves all rights not expressly granted hereunder. You agree not to change or delete any copyright or proprietary notice related to materials downloaded from the Websites and/or Platforms.

You may provide input, comments or suggestions regarding the Websites and Platforms or Speetar Services ("Feedback"). You acknowledge and agree that Speetar may use any Feedback without any obligation to you and you hereby grant Speetar a worldwide, perpetual, irrevocable, royalty-free, transferable license to reproduce, display, perform, distribute, publish, modify, edit or otherwise use such Feedback as Speetar may deem appropriate, without restriction, for any and all commercial and/or non-commercial purposes, in its sole discretion.

External links

The Websites and Platforms may contain links to third-party websites. Linked sites are not under the control of Speetar, and Speetar is not responsible for the content of any linked site. Links are provided as a convenience only, and a link does not imply that Speetar endorses, sponsors, or is affiliated with the linked site. Your use of third-party websites is at your own risk and subject to the terms and conditions of use for such sites; these Terms do not apply to other websites. Speetar disclaims any and all liability for any information, including but without limitation, any medical and health treatment information set forth on linked sites.

No endorsements

Reference to any product, recording, event, process, publication, service, or offering of any third party by name, trade name, trademark, service mark, company name or otherwise does not constitute or imply the endorsement or recommendation of such by Speetar. Any views expressed by third parties on the Websites and Platforms are solely the views of such third party and Speetar assumes no responsibility for the accuracy or veracity of any statement made by such third party.

Indemnification and limitation of liability

You agree to defend, indemnify and hold Speetar, its officers, directors, employees, shareholders, affiliates, third-party contractors, agents, licensors and suppliers (each a Speetar Party and collectively Speetar Parties), harmless from and against any claims, actions or demands, losses, liabilities, damages, costs, expenses and settlements (including without limitation reasonable attorney and accounting fees), resulting from or alleged to result from, directly or indirectly, your (a) violation of these Terms and Conditions; (b) access to or use of the Platform and Websites; and (c) provision of other disclosure to Speetar of any other information or data and the use of same by Speetar or other Speetar Party as contemplated hereunder.

IN NO EVENT SHALL SPEETAR BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL, EXEMPLARY, OR CONSEQUENTIAL DAMAGES, OR ANY DAMAGES WHATSOEVER RESULTING FROM ANY LOSS OF USE, LOSS OF PROFITS, LITIGATION, OR ANY OTHER PECUNIARY LOSS, WHETHER BASED ON BREACH OF CONTRACT, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY, OR OTHERWISE, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE WEBSITES OR PLATFORMS OR THE PROVISION OF OR FAILURE TO MAKE AVAILABLE ANY SUCH PRODUCTS, GOODS, OR SERVICES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Speetar shall not be liable for any failure to perform its obligations hereunder where the failure results from any cause beyond Speetar's reasonable control, including, without limitation, mechanical, electronic, or communications failure or degradation.

The terms of these Terms and Conditions that limit liability reflect an informed voluntary allocation of risk; such allocation represents a material part of these Terms and Conditions. You agree that the limitations of liabilities set out in these Terms and Conditions are fair and reasonable in the circumstances.

Disclaimer

The Websites and Platforms are provided on an "as is" and "as available" basis and without warranties of any kind, either express or implied. To the fullest extent permissible pursuant to applicable law, Speetar disclaims all representations, warranties, and conditions, express or implied, including, but not limited to, implied condition or warranties of merchantability and fitness for a particular purpose. Speetar does not warrant that the Websites and Platforms will be uninterrupted or error-free, that defects will be corrected or that the Websites and Platforms or the server that makes it available are free of viruses or other harmful components.

Speetar makes no guarantees, and disclaims any implied warranty or representation about its accuracy, relevance, timeliness, completeness, or appropriateness of any content posted on the Website and Platforms for a particular purpose. Speetar assumes no liability arising from or relating to the delay, failure, interruption, or corruption of any data or other information transmitted in connection with use of the Websites and/or Platforms.

Applicable law may not allow the exclusion of implied warranties, so the above exclusion may not apply to you.

Speetar

The Websites and Platforms are not intended for children under the age of 18. If you are under 18 years of age, please do not use or access the Websites or Platforms at any time or in any manner. By using the Websites or Platforms, you affirm that you are over the age of 18. Speetar does not seek through Websites or Platforms to gather personal information from or about persons under the age of 18 without the consent of a parent or guardian.

Choice of law and jurisdiction

These Terms and Conditions are governed by the laws of Delaware. The parties irrevocably submit to the exclusive jurisdiction of the courts of the State of Delaware in respect of all matters and disputes arising hereunder, and waive any defense of lack of personal jurisdiction in that jurisdiction. These Terms and Conditions are not governed by the United Nations Convention on Contracts for the International Sale of Goods, the application of which is hereby expressly excluded.If any provision of these Terms and Conditions is found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these Terms and Conditions, which shall remain in full force and effect.

Personal information and privacy policy

In these Terms and Conditions, "personal information" means any information about an identifiable individual, such as your name, email address, mailing address, gender, date of birth, any personal or protected health information, or, any data about you that you elect to provide electronically through the Websites and Platforms and any other information that identifies who you are. Personal Information will be used by Speetar solely in accordance with these Terms and Conditions, and Speetar's Web and Mobile Privacy Policy (or as otherwise agreed upon between you and Speetar in writing).

You agree that Speetar has the right to monitor and review your use of the Websites and Platforms from time to time, and to use "cookies", "log files" and your "browsing data" in accordance with the Cookie Policy.

Waiver

No delay or omission by Speetar to exercise any right or power it has under these Terms and Conditions or to object to the failure of any covenant of you to be performed in a timely and complete manner, shall impair any such right or power or be construed as a waiver of any succeeding breach or any other covenant. Any waivers by Speetar must be in writing and signed by an authorized representative of Speetar.

Entire agreement

These Terms and Conditions constitute the entire agreement between you and Speetar as it relates to the access to, and use of, the Platform and Websites and the subject matter of these Terms and Conditions and supersede all prior or contemporaneous agreements, negotiations, representations and proposals, written or oral between Speetar and you.

Electronic documents

This electronic document, and all other electronic documents referred to or incorporated herein, will be: (a) deemed for all purposes to be a "writing" or "in writing", and to comply with all statutory, contractual, and other legal requirements for a writing; and (b) legally enforceable as a signed agreement. A printed version of these Terms and Conditions and any notice given in electronic form shall be admissible in judicial proceedings or administrative proceedings based upon or relating to these Terms and Conditions to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

Assignment

These Terms and Conditions are personal to you, and are not assignable, transferable, or sublicensable by you except with Speetar's prior written consent. Speetar may assign, transfer, or delegate any of its rights and obligations hereunder without your consent.

Language

English shall be the language of these Terms and the parties waive any right to use and rely upon any other language or translations*.

Contact / Notices

If you have any questions about the Terms and Conditions, or need to provide notice to, or communicate with, Speetar under the Terms and Conditions, please email us at team@speetar.com

Speetar may provide notices or communications to you on the Websites and/or Platforms and you agree that such notices shall constitute notice to you whether or not you actually access the notice.